Will inflation or deflation be the main trend for the next decade? What about peak oil and soaring energy costs? Will the dollar continue to prosper, or will it finally collapse under the weight of double flaws?
Even better, how to plan for financial security in the years of life shortening in an era of economic uncertainty?
This seems to be the main question facing many Americans right now.
A number of conservative experts advocating the purchase of gold. Gold is a popular investment with people who have money to invest, but what if you don't have money to buy gold? What to do if you voluntarily pay your bills and stay a little?
The secret should not have an account
I think about it. What if you didn’t have bills to pay, or if your bills were very small and very small? This is not a joke - this is a serious question. Most people can get their monthly expenses to less than $ 1,000, and if they had to live on less than $ 450 a month: if they know how ,
Use a multi-purpose approach to get rid of accounts.
Your home is the soil from which most of your bills grow. If you want to get rid of bills, you need to choose a home that keeps bills at bay. The idea is to have a home that doesn’t produce bills: you want your home to be a zero-power source of energy or something very close to it. You also want a well and a septic tank (without water or sewer notes), and enough space to have a large garden and some chickens and rabbits if you want. The production of healthy organic food is certainly part of this strategy.
The final part is taxes, and our recommendation is to find a place where you would not pay more than $ 500 a year for property taxes in the amount of $ 100,000. Always consider property taxes very carefully. They only rise.
For most people, their biggest score is their pledge. There are two main ideas on how to deal with a mortgage: either quickly pay off, or sell a house and cut it. The best way to do this is to sell the place and cut it by building your own home.
Now is the time to sell your suburban home, because prices are still high, despite the fact that the housing market is slowing. Now sell the house on the boards, and you will be much further ahead, even if all you do is break-even. The value of the asset will fluctuate, but the cost of debt will not be: in a deflationary housing environment, many people will find themselves with a mortgage much more than their home is worth.
Do not buy a house, build it
You cannot buy a house with a zero grid, because the builders do not build them, so the only way to get it is to build it yourself. You can build it expensive, or you can build it inexpensively and still get more or less the same house, you just need to be ready to do some of the work yourself.
First you need to decide on a plan. Read “Your Engineered House” by Rex Roberts, you will learn everything you need to know about home design to design your own home. You can download a free copy of the book from the Soil and Health online library (google it). Read the details about the design of the house and ignore the details about the materials: much has changed since Roberts wrote the book in 1964.
A serious point to consider is designing a house on the 1st floor in full compliance with the requirements of the ADA. You will get older, and even if you do not plan to stay there forever, a house will cost much more if it is easy for older people to live.
When you know what you want and you have a home design, you need to start collecting materials. Buy a 40 'container for transportation and find a place that you can place. You may have to rent someone, but you need a place to put it. Just remember to put it on the concrete blocks so that they are from the ground (use a lot of blocks).
How to start acting together
Over the next year or two, your job is to go to every sale and auction of real estate in your area to find good building material at cheap prices. Your mission is to find high-quality windows, doors, sanitary ware, kitchen cabinets and household appliances and mechanical (heating and air) for the house you are going to build. Most of the cost of the house is in the kitchen, in the bathrooms and mechanical, and then windows, doors and flooring. Equipment for renewable energy sources is also expensive, but it excludes electricity bills that will only grow.
While you are busy collecting building materials, you need to read everything you can get on the topic of renewable energy, super isolate the house and build a house with zero energy consumption. If you want to live without bills, you need a house in which nothing costs to live. It sounds crazy, but it's not that hard to do.
Keep track of your purchases and include materials purchased in the floor plan for your home. Got a lot on windows of odd size? Design a house with windows of this size. Work with what is available for a penny per dollar. If you want to see, you will be amazed at what you can find.
Once you get the materials, you need an experienced builder who will take over the project. You will meet builders, if you frequent sales, you just have to be ready to talk to people. A good builder will help you reduce costs and be ready to work with you on “strange” requests.
Having a good education in the field of renewable energy, you need to find the land. Absolute perfection would be on the southern slope with a year-round flow through it with enough flow to use a hydroelectric generator. You could afford to pay an extra $ 20,000 or more for land like this, because this is what it will save you only at the beginning. Real savings will come from year to year with a lot of free electricity. Do not try to find the land until you learn about solar, wind and hydropower.
With the material on hand, a good builder and a good premise to build, it is time to start. Talk to your builder and see where you can reduce the cost of construction by doing some of the work yourself. Plumbing and wiring are good candidates for this. Yes, many places require a licensed plumber or electrician, but there is no reason why you cannot do the work under their supervision for much less money.
The most important stage of the project is the acquisition of renewable energy assets. The solar collector, solar panels and everything else that you need to be properly installed and installed. If you have done your homework, you yourself will feel comfortable installing it yourself, or you can find an RE installer to help.
I hope you will be able to build in a state that supports “clean accounting” because it was a real advantage: when you get more energy than you use, the meter works in one direction, when you use more energy than you use the meter works in another in a way. In accordance with this scheme, the energy company essentially “buys” electricity from you at whatever price you sell them. Here's how to have electronic invoices of $ 0.00.
When the house is finished, you must be prepared for the problems that occur from time to time in life. Alpha Strategy is a great way to ensure that your home has all the basic materials that will help you. The idea is to invest your extra money by spending it on tools and basic household items that you use on a long-term basis. Having accumulated stocks in your home, they will become a source of accumulated wealth that you will ever consume. Buying in bulk, you get the best price and avoid the ruin of inflation.
You still need income
Once your home is protected and able to support you, you want to have a way to make money - what they called the "cash harvest" on the farm. We like the production better than the service. We like an independent service better than working for someone else, but some people do not have the personality to become independent.
Our choice for the production function is to grow dinosaur ginseng. [http://www.bulletproofretirement.com/public/116.cfm]Nothing else comes close to the required investment, time and income. Unfortunately, it takes time to obtain a return on investment, but for long-term investments, we believe that it would be difficult to find the best product to produce.
In the meantime, we advise buying an existing business (buying a job), starting a business or, if necessary, getting a job that does not require too much time.
If you think you can buy an existing business, you bought to consider buying a “How to buy a good business at a great price” course of Diomo Corporation. This is a good purchase, even if everything she does convinces you not to buy a business. If you buy it, you will be very grateful that you bought the course: there are many places to get into trouble when buying a business, and if only one thing you are learning saves your nest egg, it was money spent,
You can not completely "log out", and it makes no sense to try. You can minimize your impact on the games that are played by central banks and paper money politicians and get a better quality of life while you are on it ... but the saying that "no man is an island" still persists. The trick is to become self-sufficient and independent as you can tolerate.
The standard of living is not equal to the quality of life
It seems to us that quality of life issues are of paramount importance. The standard of living does not correspond to the quality of life, and this has never happened. The problem with achieving the “living standards” goals is that not only will you not unnecessarily receive the desired quality of life, but you will also put yourself at risk in the upcoming currency wars: sooner or later the paper money game will end, and when that happens, everything will be ugly.
Time is a commodity for which everyone works, and this time control which often gives us a quality of life. This is why people who live a fairly simple life in a country usually tell you how high their quality of life is. They have freedom from fear, because they are often quite self-sufficient, and their needs are few.
People who are participants in the rat race are those who have the least control over their time, and they often complain that they feel their life is getting out of control and that they live in fear of being fired, in crime, in an uncertain future. and much more. The more money they make, the more they spend, and they will never go anywhere.
The fact is that your efforts should be focused on the quality of life, not on the standard of living. If you pursue a quality of life, you will find that you have isolated yourself from the uncertainties and vicissitudes of life, and you can help others, especially families.
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